Financial planning can mean many things depending on the client. But stated simply, financial planning helps clients plan and work steadily towards their financial goals. For most clients, this involves a written plan and assistance with a variety of topics, including:
- investment selection,
- tax planning,
- estate planning,
- purchasing insurance coverage (i.e., risk management),
- properly electing Social Security/PERA/pension benefits
- liability management, and
- cash flow management.
For more specialized services, we have additional resource available to us:
- trust administration1,
- charitable strategies,
- Elder care planning (qualifying long-term care benefits from Medicaid),
- fixed-income analysis.
We can generally solve just about any financial or investment problem that arises.
1 LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.