Financial planning can mean many things depending on the client. But stated simply, financial planning helps clients plan and work steadily towards their financial goals.  For most clients, this involves a written plan and assistance with a variety of topics, including:

  • investment selection,
  • tax planning,
  • estate planning,
  • purchasing insurance coverage (i.e., risk management),
  • properly electing Social Security/PERA/pension benefits
  • liability management, and
  • cash flow management.

For more specialized services, we have additional resource available to us:

  • trust administration1,
  • charitable strategies,
  • Elder care planning (qualifying long-term care benefits from Medicaid),
  • fixed-income analysis.

We can generally solve just about any financial or investment problem that arises.

1 LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.