Let Us Help You Put the
Pieces Together
We are fiduciaries who are passionately committed to helping investors plan for their financial futures through a process that brings patience, discipline, and a sense of optimism to their financial planning. You can do this, and we will be there to help you every step of the way.
Our Services
Elements of Success
YOUR FINANCIAL PLAN
What We Do
We help individuals and families pursue their deeply-valued financial goals. Our typical client is the “millionaire next door” who has entered the later stages of their career or early retirement with approximately $1 to $5 million or more in investable assets – some more, some less. We currently serve 65 families. We are taking on new client relationships.
How We Do It
1. PLANNING
Proper financial and retirement planning might seem complex at first, but an effective plan should be straight forward and uncomplicated. We believe that a well-developed financial plan that is implemented and followed is the secret to successful real-life outcomes. Investors oftentimes make mistakes when markets are transitioning. A financial plan helps clients separate financial decisions from emotions. In our experience, goal-driven decisions are superior to market-driven decisions. We will undoubtedly continue to see market shocks and periods of excessive risking taking in the future – that’s part of the game. But we believe that a well-designed financial plan can help insulate clients from making short-term decisions based on emotion.
2. PARTNERING
We seek to partner with our clients and work together towards their goals. Our compensation system, beliefs, and investment manager selection process all reflect this philosophy. We operate under a fiduciary duty to serve the client first, but equally important, our values reflect the commitment to serve our clients’ needs first. We care deeply that our clients reach their financial goals. We are completely independent from the products we propose so our clients can be comfortable that we are under no obligation to push any proprietary or highly compensated-products that are not in their best interests.
3. PATIENCE
We focus on the moderate to longer-term trends – which are typically positive – when investing for the future. Bad news happens quickly while good news happens slowly. Too many firms and the financial media are eager to offer negative information on the current state of the economy, what could go wrong, the next crash etc. Frankly, it’s nauseating. While the economy can be important for business decisions, employment, etc., it typically should be of little concern to the patient, disciplined, and goal-focused investor.
